Check your credit reports, preferably from all three bureaus, before filing for bankruptcy. It’s a good idea to go over your credit report and make sure that all of your creditors have been listed correctly.
Your lawyer is the only person users need to be completely honest with about your financial situation, no matter how difficult it is for you to do so. Be honest about your monthly income & expenses. Avoid hiding any assets as well!
Following bankruptcy, visitors may find yourself back in same financial predicament if you don’t make any changes to your spending habits. It is not too early to learn how to live within your means without the aid of credit cards.